Lori Snyder - Carthage Office

Lori Snyder serves as Assistant Vice President for Carthage Savings and also oversees the Association’s Retail Banking. With close to 30 years of lending experience and additional certifications in Compliance and Real Estate Law, Lori has the knowledge and experience to help you through the loan process and find the terms right for your budget.

Whether you’re a first time homebuyer, building your dream home or looking for a change, Lori can help you consider all options so that you can concentrate on making the best decision for your financial future with no stress.

Contact Lori today at 315-493-380 or click here to email to begin your home buying process.

Beth Augustus - Watertown

Beth Augustus has the pleasure of serving as Senior Loan Officer for Carthage Savings for over 15 years. With over 30 cumulative years of lending experience acting in the capacity of processor, underwriter and loan officer, Beth has the knowledge necessary to guide her clients through the mortgage process. Recognizing that purchasing a home is considered one of the most stressful life experiences, Beth takes extra time to explain all aspects of the home buying and financing process. Specializing in VA, FHA and USDA programs she is able to assist in presenting the best program and options to fit the needs of her buyers. Whether you are buying a primary residence or second home, building a new home, seeking options for home equity loans, or refinancing an existing mortgage, Beth is happy to help in identifying what best fits your needs.
As a lifelong resident of the North Country, Beth was raised on a small dairy farm and is proud to be a part of the community. She is an active volunteer for the SPCA and YMCA, and a supporter of numerous local charities.
Please click here if you would like to contact Beth by email. You may also call her direct line in the Watertown office at 315-779-0161, or call or text her at 315-767-2607. She looks forward to assisting you in attaining your financial and home ownership goals.

Pam Waterman - Clayton

Pam Waterman is honored to be a part of the Carthage Savings and Loan family for 25 years. Pam is a native of Carthage and has spent the last 20+ years in the 1000 Islands region.

Experienced in FHA, Conventional, VA and USDA financing, Pam’s knowledge and expertise will help you through the mortgage process seamlessly. There are many aspects to consider when applying for a home loan and Pam will help you weigh all of your options. Purchasing a home is one of the major investments in your financial lifetime and with Pam’s years of banking experience and strong work ethic, she will gladly help her clients achieve their ultimate dream of home ownership.

Pam is located at our Clayton branch and can be reached at 315-686-4850 or click here to email.

Robert Sligar - Carthage Office

Robert Sligar is a local to Carthage, born and raised, graduating at Carthage Central High School in the class of 2004.
He is a leader in our community while also serving on local boards and committees.
With over seven years of banking experience, Robert brings his knowledge to potential home owners to not only guide them into the correct mortgage, but to make the experience as stress free as possible. Robert understands that purchasing a home is often times the most expensive purchase in one’s lifetime and goes above and beyond to ensure understanding and that they are happy with their experience.
If you want to build, give him a call, as construction loans are one of his specialties. You can contact Robert at 315-493-3480 or click here to email.

Carthage Savings has been a leader in mortgage lending for over 130 years!

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Jasmine Coffman - Carthage

Jasmine Coffman is a local in our north country. She graduated from Jefferson Community College and was a recent Lewis County Leadership graduate, as well. She is a leader in our community and is involved in several Lewis County boards.
You will most likely see Jasmine proudly cheering at a Lowville Red Raider sporting event that her husband and kids participate in or she might be at home tending to her hobby farm.
With over ten years of banking experience she understands that home buying can be stressful and overwhelming—but it doesn't have to be, not with a trained and caring professional like Jasmine in your corner.
Contact Jasmine today at 315-493-3480 or click here to email and let’s get started making your home-ownership dream come true.

Heather Gallagher - Watertown

Heather Gallagher is a native of Carthage and has been affiliated with the Carthage Savings for over 17 years.

As the branch Manager of the Watertown office, Heather has experience not only in lending but in a variety of areas of the banking industry. Heather’s education includes an Associate’s Degree in Business Administration which she earned from Jefferson Community College and a Bachelor’s degree in Finance and Economics from SUNY Oswego.

Community service is a priority to Heather, as she sits on several non-profit boards to include the Salvation Army, Neighbors of Watertown, and the United Way. Heather resides in the town of Lyme on Lake Ontario and is newly married. She and her husband, Ethan, have a 4 year old son, Gabriel who is the light of their lives.

If you would like to speak with Heather, please contact her at the Watertown Branch at 315-779-9775 or click here to email . She will work with you one on one through the home buying or refinancing process and is eager to assist you with your financing needs!

Wendy McLane - Croghan

Wendy McLane has been a Lewis County native all her life and has lived in Croghan for the past 26 years. Wendy has over 28 years of banking experience and has just recently joined the Carthage Savings family as branch manager in the Croghan Office. Wendy prides herself in customer service and the ability to assist a client with any financial needs they may have, including lending needs.

Wendy is married to her high school sweetheart Bruce, they have two grown children Ashley and Matt and 2 grandchildren Jillian and Jackson who they adore.

Wendy is a board member for the International Maple museum Centre. In her spare time enjoys spending time with her family & friends, going to her camp, watching Nascar races and attending the race at Watkins Glen which she has done with her family for the past 22 years. Wendy is also her son Matt's biggest fan as he has raced at local racetracks in various classes.

Contact Wendy today @ 315-346-2002 or click here to email.

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Carthage Savings has been a leader in mortgage lending for over 130 years!